Sterling Shore

Capital That Moves with You

Apply in minutes. Get funded in hours.

Why Sterling Shore Capital

Our Product

Apply in minutes. Get funded in hours.

Term Loans

Longer repayment, fixed terms, structured capital for planned growth.

SBA Loans

Government-backed funding. Ideal for lower rates and longer terms. We simplify the complex SBA process.

Merchant Cash Advances

Fast, flexible working capital repaid via a % of future sales.

Business Lines of Credit

Only pay for what you use. Perfect for managing cash flow and opportunities.

Equipment Financing

Lease or purchase machinery, tools, vehicles with minimal upfront cost.

Commercial Real Estate Loans

Acquire or refinance property to grow your physical footprint.

Testimonial

We were struggling with unpredictable cash flow and getting no clear answers from traditional banks. Sterling Shore Capital not only offered us a flexible line of credit but also took the time to understand our unique needs. Their team was professional, fast, and transparent every step of the way.

I always thought SBA loans were too complicated — until I worked with Sterling Shore. They handled everything with clarity and made the paperwork painless. We secured a great rate and now have room to grow without pressure.

What impressed me most was their personal approach. They weren’t just trying to sell a product — they listened to our goals and built a custom lending solution that fit perfectly. We’ve come back twice since then.

Let’s build your future — together

Frequently Asked Questions

What is Sterling Shore Capital?

Sterling Shore Capital is a trusted financial solutions firm offering working capital and business funding tailored to your growth. We partner with a wide network of lenders to deliver fast, flexible, and reliable funding options for small and medium-sized businesses.

What types of funding do you offer?

We offer a wide range of business financing solutions, including:

•Merchant Cash Advances (MCA)

• Term Loans

• SBA Loans

• Equipment Financing

• Invoice Factoring

• Lines of Credit

• Bridge Loans

All tailored to your industry, credit profile, and business needs.

How quickly can I receive funding?

Approvals can happen same day, with funding as fast as 24–48 hours after submission of required documentation.

Who is eligible to apply?

If you are a U.S.-based business with at least 3 months of operating history and $5,000/month or more in revenue, you may qualify. We work with businesses of all credit types — from A-paper to C-paper.

Will applying affect my credit?

No. Our pre-qualification process uses soft credit pulls only and does not affect your personal or business credit score.

What do I need to apply?

Typically:

• 3–4 months of business bank statements

• Completed application (we’ll send you the link)

• Business license (if applicable)

Additional documentation may be required depending on the lender and funding product.

What industries do you serve?

We proudly serve businesses across a wide range of industries, including:

• Construction & Contracting

• Transportation & Logistics

• Retail & E-commerce

• Medical & Dental Practices

• Restaurants & Hospitality

• Auto Repair Shops

• Beauty & Wellness

• Many more…

How is Sterling Shore different from other lenders?

We’re not just a broker — we’re your long-term growth partner. With access to dozens of vetted lenders, we:

• Negotiate the best offers on your behalf

• Match you with the right solution (not just the fastest one)

• Prioritize transparency, speed, and service

• Maintain a 95%+ client retention rate

Do you work with other brokers or ISOs?

Yes. If you’re an ISO or funding broker, we offer exclusive programs, high commissions, and direct access to our lending network.